0333 003 3161

Activity Packs

There are 7 levels of Activity Pack cover to choose from: The Standard Pack which is included in all policies, the Activity Pack, the Extreme Activity Pack,  the Extreme Activity Pack Plus, the Nepal Trekking Activity Pack and the Winter Sports and Winter Sports Plus - just decide which one is the right one for you. You will have the option to add any of the these packs during the quotation process.

Activity
Standard Pack (Included)
Activity Pack
Extreme Activity Pack
Extreme Activity Pack Plus
Nepal Trekking Activity Pack
Winter Sports
Winter Sports Plus
Abseilling
Aerial safari (passenger in light aircraft, helicopter or hot air balloon only)
Aerobics
American football
Archery
Athletics
Backpacking
Banana Boating
Baseball
Basketball
Battle-Re-enactment
Biathlon
Black Water Rafting (Any Grade)
Boogie Boarding
Bouldering
Bowls
Breathing Observation
Bridge Walking
Bubble Diving
Bungee Jumping (2 jumps)
Canoeing/kayaking (inland/coastal - grades 1-3)
Canoeing/kayaking (inland/coastal - grades 3-5)
Canyoning
Camel Trekking
Cat Skiing
Caving (as part of a group on known routes only)
Cheerleading (no stunts)
Cricket
Cross-Country Skiing
Curling
Cycle Touring (Cycles not covered)
Cycling - BMX
Cycling - incidental or Cycling on an organized tour (cycles only covered if extra premium paid to include
cover under Section L - Valuables)
Dog Sledging
Drag Hunting
Dune Bashing
Endurance obstacle courses (such as Tough Mudder)
Falconry
Fell Running
Fell Walking (on recognized routes)
Fencing
Field Hockey
Fishing (Course/Fly/Deep-sea)
Flying (as a pilot of non-commercial aircraft, if appropriate licence
held or flying with a qualified instructor. No personal liability or
personal accident cover)
Football (Soccer)
Gliding
Go Karting
Golf
Gorge Running
Gorge Swinging
Gorge Walking
Guided Glacier Walking
Gymnastics
Hang Gliding
Hiking outside of Nepal up to 2,500 metres*
Hiking outside of Nepal up to 4,600 metres*
Hiking within Nepal up to 7,000 metres*
Horse Riding or riding other animals
Hot Air Ballooning (as passenger only)
Hurling
Hydro Speeding
Ice hockey
Ice Skating
Jet Boating
Jet Skiing
Jogging
Kayaking (inland/coastal - grades 1-3)
Kayaking
Kite surfing/boarding
Marathons
Martial Arts (non-contact)
Martial Arts (training only)
Motorcycling over 125cc (on road only)
Motorcycling (up to 125cc hired or borrowed)
Mountain Biking (cycles only covered if extra premium paid to include
cover under Section L - Valuables)
Mountain Boarding
Mountaineering up to 6,000 metres (organised groups, using
ropes and with guides only)
Multi-pitch rock climbing (outdoor - no fr ee climbing or solo climbing)
Netball
Non Manual/Clerical Work
Off Piste Skiing
Off Piste Snowboarding
Open water swimming (organised only, maximum distance 10 kilometres)
Orienteering
Outward Bound Pursuits
Overland Travel
Paint Balling
Paragliding
Parapenting
Parasailing (over land)
Parascending
Paraskiing
Permitted Manual Work (As defined below)
Quad biking (over 125cc)
Racquet Sports
Rambling up to 2,500 metres
Rap Jumping
Rock Climbing (Single pitch only - excludes solo climbing/climbing without ropes)
Roller Blading
Rounders
Rowing
Rugby (training & friendly games only - no tournaments)
Running
Safari Travel (in a vehicle or on foot)
Safari/Gorilla trekking
Sailing (coastal waters only)
Sailing (outside coastal waters)
Scuba Diving (up to 18 metres in depth)**
Scuba Diving (up to 40 metres in depth)**
Shark Cage Diving
Shooting
Snorkelling
Snowboarding
Snowmobiling
Snow Skiing
Softball
Solo skydiving (no personal liability or personal accident cover)
Speed Boating
Surfing
Swimming (including swimming with with dolphins, whales and whale sharks)
Table Tennis
Tandem Sky Diving (2 jumps)
Tennis
Terrain park skiing / snowboarding (medium jumps only)
Trampolining
Trekking outside of Nepal up to 2,500 metres*
Trekking outside of Nepal up to 4,600 metres*
Trekking within Nepal up to 7,000 metres*
Triathlon
Tubing
Tug of War
Ultimate frisbee
Via Ferrata
Volleyball
Volunteering/Working (as defined below)
Wadi Bashing
Wake Boarding
Wall Climbing (Man-made Climbing Walls)
Water Polo
Water Skiing
White Water Rafting (any grade)
Wind Tunnel Flying
Windsurfing (Boards not covered)
Zip Lining
Zorbing
Activity
Aerobics
Archery
Athletics
Backpacking
Banana Boating
Baseball
Basketball
Battle-Re-enactment
Boogie Boarding
Bowls
Bridge Walking
Canoeing/kayaking (inland/coastal - grades 1-3)
Cheerleading (no stunts)
Cricket
Curling
Cycling - if incidental or on an organised tour (cycles only covered if
extra premium paid to include cover under Section L - Valuables)
Dog sledging
Drag Hunting
Dune Bashing
Falconry
Fell Walking (on recognized routes)
Fishing (Course/Fly/Deep-sea)
Football (Soccer)
Go Karting
Golf
Gorge Walking
Gymnastics
Hiking outside of Nepal up to 2,500 metres *
Hot Air Ballooning (as passenger only)
Hurling
Ice Skating
Jogging
Kayaking (inland/coastal – grades 1-3)
Martial Arts (non-contact)
Motorcycling up to 125cc
Netball
Non Manual/Clerical Work (including bar work)
Orienteering
Outward Bound Pursuits
Overland Travel
Racquet Sports
Rambling up to 2,500 metres
Roller Blading
Rounders
Rowing
Running
Safari Travel (in a vehicle or on foot)
Safari/Gorilla trekking
Sailing (coastal waters only)
Scuba Diving (up to 18 metres in depth)**
Snorkelling
Softball
Speed Boating
Surfing
Swimming
Table Tennis
Tennis
Trampolining
Trekking outside of Nepal up to 2,500 metres *
Tug of War
Ultimate frisbee
Volleyball
Wadi Bashing
Wake Boarding
Wall Climbing (Man-made Climbing Walls)
Water Polo
Water Skiing
Wind surfing
Activity
Abseilling
Aerial safari (passenger in light aircraft, helicopter or hot air balloon only)
Biathlon
Black Water Rafting (Any Grade)
Bouldering
Breathing Observation
Bubble Diving
Bungee Jumping (2 jumps)
Camel trekking
Canoeing/kayaking (inland/coastal - grades 3-5)
Cycle touring (cycles only covered if extra premium paid to include
cover under Section L - Valuables)
Endurance obstacle courses (such as Tough Mudder)
Fell Running
Fencing
Field Hockey
Gorge Running
Gorge Swinging
Guided Glacier Walking
Hiking outside of Nepal up to 4,600 metres*
Horse Riding or riding other animals
Hydro Speeding
Jet Boating
Jet Skiing
Kayaking (inland/coastal - grades 3-5)
Kite surfing/boarding
Marathons
Martial Arts (training only)
Motorcycling over 125cc (on road only)
Mountain biking (cycles only covered if extra premium paid to include
cover under Section L - Valuables)
Mountain Boarding
Paint Balling
Parasailing
Permitted Manual Work (As defined below)
Parasailing (over land)
Rap Jumping
Rock Climbing (Single pitch only - excludes solo climbing/climbing without ropes)
Rugby (training & friendly games only - no tournaments)
Sailing (outside coastal waters)
Scuba Diving (up to 40 metres in depth)**
Shark Cage Diving
Shooting
Tandem Sky Diving (2 jumps)
Trekking outside of Nepal up to 4,600 metres*
Triathlon
Tubing
Via Ferrata
Volunteering/Working (as defined below)
White Water Rafting (any grade)
Wind tunnel flying
Zip Lining
Zorbing
Activity
American football
Canoeing (inland/coastal - grade 6)
Canyoning
Caving
Cycling - BMX
Flying (as a pilot of non-commercial aircraft, if appropriate licence
held or flying with a qualified instructor. No personal liability or
personal accident cover)
Gliding
Hang Gliding (no personal liability or personal accident cover)
Hiking outside of Nepal over 4,600m
Kayaking (inland/coastal - grade 6)
Multi-pitch rock climbing (outdoor - no fr ee climbing or solo climbing)
Open water swimming (organised only, maximum distance 10 kilometres)
Paragliding
Parapenting
Parascending
Polo
Pot holing (as part of a group on known routes only)
Quad biking (over 125cc)
Sandboarding
Trekking outside of Nepal over 4,600m
Activity
Mountaineering up to 6,000 metres (organised groups, using
ropes and with guides only)
Solo sky diving (no personal liability or personal accident cover)
Activity
Trekking within Nepal up to 7,000m

For trekking in Nepal, if you need helicopter mountain medical rescue, all costs have to be pre-authorised by the insurer’s medical
emergency assistance service and the policy excess will be increased to £1,500. This policy excess still applies, even if the extra premium
has been paid for excess waiver. Maximum age for trekking in Nepal is 59 years at date of payment of the insurance premium.
There is no cover for any of the following whilst trekking in Nepal:
• Self-guided trekking,
• Trekking against local authority advice,
• Trekking on routes which are not recognised.
• Trekking above 7,000 meters in altitude

Activity
Cat Skiing
Cross-Country Skiing
Off Piste Skiing
Off Piste Snowboarding
Snowboarding
Snowmobiling
Snow Skiing
Activity
Ice Hockey
Terrain park skiing / snowboarding (up to medium jumps only)
Paraskiing
Activity
Standard Pack (Included)
Activity Pack
Extreme Activity Pack
Extreme Activity Pack Plus
Nepal Trekking Activity Pack
Winter Sports
Winter Sports Plus
Abseilling
Aerial safari (passenger in light aircraft, helicopter or hot air balloon only)
Aerobics
American football
Archery
Athletics
Backpacking
Banana Boating
Baseball
Basketball
Battle-Re-enactment
Biathlon
Black Water Rafting (Any Grade)
Boogie Boarding
Bouldering
Bowls
Breathing Observation
Bridge Walking
Bubble Diving
Bungee Jumping (2 jumps)
Canoeing/kayaking (inland/coastal - grades 1-3)
Canoeing/kayaking (inland/coastal - grades 3-5)
Canyoning
Camel Trekking
Cat Skiing
Caving (as part of a group on known routes only)
Cheerleading (no stunts)
Cricket
Cross-Country Skiing
Curling
Cycle Touring (Cycles not covered)
Cycling - BMX
Cycling - incidental or Cycling on an organized tour (cycles only covered if extra premium paid to include
cover under Section L - Valuables)
Dog Sledging
Drag Hunting
Dune Bashing
Endurance obstacle courses (such as Tough Mudder)
Falconry
Fell Running
Fell Walking (on recognized routes)
Fencing
Field Hockey
Fishing (Course/Fly/Deep-sea)
Flying (as a pilot of non-commercial aircraft, if appropriate licence
held or flying with a qualified instructor. No personal liability or
personal accident cover)
Football (Soccer)
Gliding
Go Karting
Golf
Gorge Running
Gorge Swinging
Gorge Walking
Guided Glacier Walking
Gymnastics
Hang Gliding
Hiking outside of Nepal up to 2,500 metres*
Hiking outside of Nepal up to 4,600 metres*
Hiking within Nepal up to 7,000 metres*
Horse Riding or riding other animals
Hot Air Ballooning (as passenger only)
Hurling
Hydro Speeding
Ice hockey
Ice Skating
Jet Boating
Jet Skiing
Jogging
Kayaking (inland/coastal - grades 1-3)
Kayaking
Kite surfing/boarding
Marathons
Martial Arts (non-contact)
Martial Arts (training only)
Motorcycling over 125cc (on road only)
Motorcycling (up to 125cc hired or borrowed)
Mountain Biking (cycles only covered if extra premium paid to include
cover under Section L - Valuables)
Mountain Boarding
Mountaineering up to 6,000 metres (organised groups, using
ropes and with guides only)
Multi-pitch rock climbing (outdoor - no fr ee climbing or solo climbing)
Netball
Non Manual/Clerical Work
Off Piste Skiing
Off Piste Snowboarding
Open water swimming (organised only, maximum distance 10 kilometres)
Orienteering
Outward Bound Pursuits
Overland Travel
Paint Balling
Paragliding
Parapenting
Parasailing (over land)
Parascending
Paraskiing
Permitted Manual Work (As defined below)
Quad biking (over 125cc)
Racquet Sports
Rambling up to 2,500 metres
Rap Jumping
Rock Climbing (Single pitch only - excludes solo climbing/climbing without ropes)
Roller Blading
Rounders
Rowing
Rugby (training & friendly games only - no tournaments)
Running
Safari Travel (in a vehicle or on foot)
Safari/Gorilla trekking
Sailing (coastal waters only)
Sailing (outside coastal waters)
Scuba Diving (up to 18 metres in depth)**
Scuba Diving (up to 40 metres in depth)**
Shark Cage Diving
Shooting
Snorkelling
Snowboarding
Snowmobiling
Snow Skiing
Softball
Solo skydiving (no personal liability or personal accident cover)
Speed Boating
Surfing
Swimming (including swimming with with dolphins, whales and whale sharks)
Table Tennis
Tandem Sky Diving (2 jumps)
Tennis
Terrain park skiing / snowboarding (medium jumps only)
Trampolining
Trekking outside of Nepal up to 2,500 metres*
Trekking outside of Nepal up to 4,600 metres*
Trekking within Nepal up to 7,000 metres*
Triathlon
Tubing
Tug of War
Ultimate frisbee
Via Ferrata
Volleyball
Volunteering/Working (as defined below)
Wadi Bashing
Wake Boarding
Wall Climbing (Man-made Climbing Walls)
Water Polo
Water Skiing
White Water Rafting (any grade)
Wind Tunnel Flying
Windsurfing (Boards not covered)
Zip Lining
Zorbing
Activity
Aerobics
Archery
Athletics
Backpacking
Banana Boating
Baseball
Basketball
Battle-Re-enactment
Boogie Boarding
Bowls
Bridge Walking
Canoeing/kayaking (inland/coastal - grades 1-3)
Cheerleading (no stunts)
Cricket
Curling
Cycling - if incidental or on an organised tour (cycles only covered if
extra premium paid to include cover under Section L - Valuables)
Dog sledging
Drag Hunting
Dune Bashing
Falconry
Fell Walking (on recognized routes)
Fishing (Course/Fly/Deep-sea)
Football (Soccer)
Go Karting
Golf
Gorge Walking
Gymnastics
Hiking outside of Nepal up to 2,500 metres *
Hot Air Ballooning (as passenger only)
Hurling
Ice Skating
Jogging
Kayaking (inland/coastal – grades 1-3)
Martial Arts (non-contact)
Motorcycling up to 125cc
Netball
Non Manual/Clerical Work (including bar work)
Orienteering
Outward Bound Pursuits
Overland Travel
Racquet Sports
Rambling up to 2,500 metres
Roller Blading
Rounders
Rowing
Running
Safari Travel (in a vehicle or on foot)
Safari/Gorilla trekking
Sailing (coastal waters only)
Scuba Diving (up to 18 metres in depth)**
Snorkelling
Softball
Speed Boating
Surfing
Swimming
Table Tennis
Tennis
Trampolining
Trekking outside of Nepal up to 2,500 metres *
Tug of War
Ultimate frisbee
Volleyball
Wadi Bashing
Wake Boarding
Wall Climbing (Man-made Climbing Walls)
Water Polo
Water Skiing
Wind surfing
Activity
Abseilling
Aerial safari (passenger in light aircraft, helicopter or hot air balloon only)
Biathlon
Black Water Rafting (Any Grade)
Bouldering
Breathing Observation
Bubble Diving
Bungee Jumping (2 jumps)
Camel trekking
Canoeing/kayaking (inland/coastal - grades 3-5)
Cycle touring (cycles only covered if extra premium paid to include
cover under Section L - Valuables)
Endurance obstacle courses (such as Tough Mudder)
Fell Running
Fencing
Field Hockey
Gorge Running
Gorge Swinging
Guided Glacier Walking
Hiking outside of Nepal up to 4,600 metres*
Horse Riding or riding other animals
Hydro Speeding
Jet Boating
Jet Skiing
Kayaking (inland/coastal - grades 3-5)
Kite surfing/boarding
Marathons
Martial Arts (training only)
Motorcycling over 125cc (on road only)
Mountain biking (cycles only covered if extra premium paid to include
cover under Section L - Valuables)
Mountain Boarding
Paint Balling
Parasailing
Permitted Manual Work (As defined below)
Parasailing (over land)
Rap Jumping
Rock Climbing (Single pitch only - excludes solo climbing/climbing without ropes)
Rugby (training & friendly games only - no tournaments)
Sailing (outside coastal waters)
Scuba Diving (up to 40 metres in depth)**
Shark Cage Diving
Shooting
Tandem Sky Diving (2 jumps)
Trekking outside of Nepal up to 4,600 metres*
Triathlon
Tubing
Via Ferrata
Volunteering/Working (as defined below)
White Water Rafting (any grade)
Wind tunnel flying
Zip Lining
Zorbing
Activity
American football
Canoeing (inland/coastal - grade 6)
Canyoning
Caving
Cycling - BMX
Flying (as a pilot of non-commercial aircraft, if appropriate licence
held or flying with a qualified instructor. No personal liability or
personal accident cover)
Gliding
Hang Gliding (no personal liability or personal accident cover)
Hiking outside of Nepal over 4,600m
Kayaking (inland/coastal - grade 6)
Multi-pitch rock climbing (outdoor - no fr ee climbing or solo climbing)
Open water swimming (organised only, maximum distance 10 kilometres)
Paragliding
Parapenting
Parascending
Polo
Pot holing (as part of a group on known routes only)
Quad biking (over 125cc)
Sandboarding
Trekking outside of Nepal over 4,600m
Activity
Mountaineering up to 6,000 metres (organised groups, using
ropes and with guides only)
Solo sky diving (no personal liability or personal accident cover)
Activity
Trekking within Nepal up to 7,000m

For trekking in Nepal, if you need helicopter mountain medical rescue, all costs have to be pre-authorised by the insurer’s medical
emergency assistance service and the policy excess will be increased to £1,500. This policy excess still applies, even if the extra premium
has been paid for excess waiver. Maximum age for trekking in Nepal is 59 years at date of payment of the insurance premium.
There is no cover for any of the following whilst trekking in Nepal:
• Self-guided trekking,
• Trekking against local authority advice,
• Trekking on routes which are not recognised.
• Trekking above 7,000 meters in altitude

Activity
Cat Skiing
Cross-Country Skiing
Off Piste Skiing
Off Piste Snowboarding
Snowboarding
Snowmobiling
Snow Skiing
Activity
Ice Hockey
Terrain park skiing / snowboarding (up to medium jumps only)
Paraskiing

* Please note there is no cover if trekking against local authority advice or trekking on routes which are not recognised

** Conventional scuba diving only. No air travel is permitted within 24 hours of scuba diving. The Insured Person must hold a British Sub Aqua Club certificate or equivalent and follow the relevant Club rules and guidelines at all times, or you must only dive under the constant supervision of a properly licensed diving school and follow their rules and instructions at all times.

Volunteering/Working

Means an Insured Person’s participation in community or wildlife based conservation/project work when arranged by a professional organisation. This may include caring, teaching or nursing. It may also cover community / charity based supervised building / renovation projects or other Permitted Manual Work, provided the activity does not involve the use of plant/trade/industrial machinery or non-domestic power tools.

Permitted Manual Work

Means WWOOFing, fruit picking, casual farm work. Permitted Manual Work is not covered if it involves the use of plant/trade/industrial/agricultural machinery (other than tractors) or non-domestic power tools.

For all activities:

  • Claims where you do not wear the recommended/recognised safety equipment, or do not follow the safety procedures, rules or regulations
    of the activity’s organisers /providers are also excluded on this policy.
  • Claims relating to your ownership, possession or use of vehicles, aircraft, hovercraft, watercraft, firearms and buildings are excluded under
    Section B - Personal liability.

Big Cat Travel Insurance Services, a trading name of Flynow.com Ltd (registration No.FRN 745388)  is an Appointed Representative of Campbell Irvine Ltd (registration No.306242) who are authorised and regulated by the Financial Conduct Authority. You may check this on the Financial Services register www.fca.org.uk or by contacting them on (0) 800 111 6768. © 2019 Big Cat Travel Insurance Services.  All rights reserved.