Big Cat Travel Insurance offers 3 levels of cover with varying compensation levels depending on your budget.
All levels are per person basis
Check the tables below so that you can compare the different cover levels showing the maximum amount payble for each Insured Person subject to the appropriate premium having been paid and shown on the benefit section of the Validation Certificate.
| Budget | Standard | Premier | ||||||
|---|---|---|---|---|---|---|---|---|
| Section | Benefit | Insured Up to | Excess | Insured Up to | Excess | Insured Up to | Excess | |
| A | Medical & Repatriation Expenses | £2,000,000 | £150 | £5,000,000 | £90 | £10,000,000 | £50 | |
| Diagnostic Testing | £10,000 | £150 | £10,000 | £90 | £10,000 | £50 | ||
| In Patient Benefit | £10 a day up to £200 | £10 a day up to £200 | £20 a day up to £300 | |||||
| Criminal Injuries Benefit | £40 a day up to £400 | £50 a day up to £500 | £75 a day up to £750 | |||||
| Additional Non-Medical Mountain Rescue | £2,000 | £150 | £2,000 | £90 | £2,000 | £50 | ||
| B | Personal Liability | £1,000,000 | £250 | £2,000,000 | £250 | £2,000,000 | £250 | |
| C | Personal Accident | £10,000 | £0 | £15,000 | £0 | £25,000 | £0 | |
| Loss of limbs or sight | £10,000 | £0 | £15,000 | £0 | £25,000 | £0 | ||
| Permanent Total Disablement | £10,000 | £0 | £15,000 | £0 | £25,000 | £0 | ||
| Death Benefit | £5,000 | £0 | £7,500 | £0 | £10,000 | £0 | ||
| D | Cancellation or Curtailment | N/A | N/A | £3,000 | £90 | £7,500 | £50 | |
| Loss of Deposit Only - Excess | N/A | £0 | £0 | |||||
| E | Travel delay | N/A | N/A | £100 | £0 | £100 | £0 | |
| Abandoning your trip | N/A | N/A | £1,000 | £90 | £1,500 | £50 | ||
| Hi-jack of Aircaft | N/A | N/A | £3,000 | £0 | £3,000 | £0 | ||
| Missed departure | N/A | N/A | £300 | £0 | £300 | £0 | ||
| Seat bumping | N/A | N/A | £200 | £0 | £200 | £0 | ||
| Missed Flight Connections (Optional) | N/A | N/A | £1,000 | £0 | £1,000 | £0 | ||
| F | Passport and visa | £150 | £70 | £250 | £90 | £300 | £50 | |
| G | Legal Expenses | £7,500 | £250 | £10,000 | £250 | £15,000 | £250 | |
| H | Personal effects | £1,000 | £70 | £1,500 | £70 | £2,000 | £50 | |
| Baggage | £1,000 | £70 | £1,500 | £90 | £2,000 | £50 | ||
| Single Article pair or set limit | £100 | £200 | £250 | |||||
| Personal Money | £200 | £70 | £350 | £90 | £500 | £50 | ||
| Tickets | £500 | £70 | £1,000 | £90 | £1,000 | £50 | ||
| Delayed Baggage | £25 per 12 hours up to £75 | £0 | £40 per 12 hours up to £120 | £0 | £50 per every 12 hours up to £150 | £0 | ||
| Cyber and ATM theft | £200 | £0 | £250 | £0 | £300 | £0 | ||
| Section I only appplies if the appropriate premium has been paid and is shown the Validation Certficate | ||||||||
| I | Winter Sports | |||||||
| Equipment (owned) | £300 | £70 | £450 | £90 | £600 | £50 | ||
| Hired total | £150 | £225 | £300 | |||||
| Equipment hire | £150 | £70 | £200 | £90 | £300 | £50 | ||
| Ski Pack | £400 | £70 | £500 | £90 | £700 | £50 | ||
| Piste closure | £15 per day up to £150 | £0 | £20 per day up to £200 | £0 | £30 per day up to £300 | £0 | ||
| Avalanche closure | £150 | £0 | £200 | £0 | £300 | £0 | ||
| J | Car hire excess waiver (optional) | £6,000 | £0 | £6,000 | £6,000 | £0 | ||
| K | End supplier failure cover | £1,000 | £0 | £1,000 | £0 | £1,000 | £0 | |
| L | Valuables / gadget pack (optional) | £1,000 | £100 | £1,000 | £100 | £1,000 | £100 | |
| N | Travel Disruption due to Natural Disaster (Optional) | £300 | £120 | £500 | £90 | £800 | £50 | |
Big Cat Travel Insurance is a trading name of Flynow.com Ltd (registration No.FRN 1022075) who is authorised and regulated by the Financial Conduct Authority. You may check this on the Financial Services register at www.fca.org.uk or by contacting them on (0) 800 111 6768. © 2026 Big Cat Travel Insurance Services. All rights reserved.
