Big Cat Travel Insurance can cover mountain biking the Death Road when you select our Extreme Activity Pack. It's important to select the correct activity cover before taking part.
Yes! Big Cat Travel Insurance can cover mountain biking Bolivia's famous Death Road when you select our Extreme Activity Pack.
The Death Road – also known as the Yungas Road – starts high in the Bolivian Andes near La Paz at approximately 4,700 metres, before descending towards the subtropical Yungas region. Because the ride begins above 4,600 metres, you'll need to add our Extreme Activity Pack to your policy.
Mountain biking the Death Road takes you through remote, mountainous terrain where an accident or serious injury could require emergency medical treatment and evacuation. It's important to have travel insurance that covers both mountain biking and the altitude at which you're riding.
With Big Cat Travel Insurance and the Extreme Activity Pack, you'll have cover for emergency medical expenses and, where medically necessary, helicopter rescue and evacuation, subject to the terms and conditions of the policy.
Bolivia's Death Road is one of South America's most famous mountain biking adventures. The route combines dramatic mountain scenery, steep descents and changing landscapes as riders make their way from the high Andes towards the Yungas.
For many backpackers, the Death Road forms part of a much longer journey through Bolivia and South America. Big Cat policies can cover multi-country trips, making them suitable if Bolivia is just one stop on a backpacking or long-term adventure.
Whether you're travelling solely to Bolivia or continuing through Peru, Chile, Argentina and beyond, you can arrange one policy for your journey and add the activity cover you need for the adventures you have planned.
Because the ride begins above 4,600 metres, you'll need to add our Extreme Activity Pack to your policy. Once added, the Extreme Activity Pack applies for the full duration of your policy, so you can also use it for other covered Extreme activities during your trip.
*All cover is subject to the terms and conditions of the policy.
All persons to be insured must reside at a permanent address in the United Kingdom.
If you purchase cover after leaving the United Kingdom having started your trip, a 48-hour waiting period applies before your policy becomes active. For cover to be valid, the “Already Travelling” extension must be shown on your Booking Invoice or Validation Certificate. Illness that develops during this 48-hour period will not be covered, as it will be treated as a pre-existing medical condition. However, if you suffer a serious accident during this time, you’ll be covered straight away, provided it is independently witnessed and confirmed by a medical professional.
Please be aware that once you’ve started travelling,
the 14-day cooling-off period no longer applies and premiums are non-refundable.
family
A couple is defined as 2 adults who have been permanently living together at the same address for more than six months, who intend to travel together.
If you do not qualify as a couple, please select individual(s)
Annual Multi Trip policies are designed for multiple short holidays leaving from and returning to your home country.
Annual Multi Trip trip limits:
Standard policy - 35 days
Premier policy - 90 days
If you need continuous cover for a year (home visits allowed on policies over 4 months long) select Single Trip or One Way. You can travel around as much as you like, to as many different countries as you like, with a Single Trip or One Way policy.
Important Information
By selecting the "one-way" travel option or traveling without a pre-booked return ticket to your home country, note the following exclusion:
Curtailment, Section D: Return travel expenses to your home country will not be covered in the event of a curtailment claim if you do not have a valid return ticket to your home country.
Europe:
Europe means the continent of Europe West of the Ural Mountains, and includes the Isle of Man, the Channel Islands, Iceland, Jordan, Madeira, the Canary Islands, the Azores and Mediterranean Islands as well as all countries bordering the Mediterranean.
Australia & New Zealand:
a) For any period of cover purchased, a 48 hour stop-over anywhere in the World for both outward and return travel will be included.
b) If the period of cover purchased is two months or more, a stop-over of 7 days/nights anywhere in the World will be included.
Worldwide excluding North America & Mexico:
(North America means the USA, Canada & Mexico.)
a) For any period of cover purchased, a 48 hour stop-over anywhere in the World for both outward and return travel will be included.
b) If the period of cover purchased is two months or more, a stop-over of 7 days/nights anywhere in the World will be included.
Worldwide including North America & Mexico:
Worldwide means anywhere in the World including the USA, Canada & Mexico.
Automatic Trip Extension
If the Insured Person is prevented from completing their travel before the expiration of this Insurance as stated under the Period of Insurance on the Booking Invoice or Validation Certificate (as applicable) for reasons which are beyond their control, including ill health or failure of public transport, this Insurance will remain in force until completion but not exceeding a further 31 days on a day by day basis, without additional premium.
In the event of an Insured Person being hijacked, cover shall continue whilst the Insured Person is subject to the control of the person(s) or their associates making the hijack during the Period of Insurance of a period not exceeding twelve months from the date of the hijack.
Please ensure you arrange cover for the entire duration of your travel
Usually, this should be the date you leave the UK to begin your trip.
If you are not already travelling, eligible Standard and Premier policies also include Cancellation cover from the date you purchase your policy, even if your selected cover start date is later.
So, for example, if you buy your policy today but fly in two months’ time, you would normally select your departure date as the Cover Start Date.
That’s fine. If you are travelling without a fixed return date, simply enter your best estimate of when you expect your trip to end.
Our Single Trip policies can be extended while you are travelling, subject to the policy terms, so you do not have to return home on the date you originally select. If your plans change, you can extend your cover as you go.
Please note: If you need to claim under the Curtailment section of cover for return travel expenses to your home country, these can only be considered if you had a return journey booked before the circumstances giving rise to the claim.
The maximum allowable policy duration is 731 days. Please adjust your travel dates to proceed.
Where do you normally reside? Where do you normally reside?
Please use the drop down box to choose your country of residence. Note we can only insure residents of the United Kingdom.
Can I take out this Insurance if I’m already abroad?
If you are normally a resident of the UK Country and your insurance has run out, you may take out cover online with us. This is on the understanding that nothing has occurred at the time of taking out the cover which has led to a claim or may lead to a potential claim. Note you cannot take out our Multi-Trip Insurance if you are already abroad.
Do you have minimum residency requirements?
No. If you are, for example, a British Passport holder and have right of abode in the UK, we are not concerned as to how many months in the past year you have been in the UK provided at the time of arranging this insurance you have a UK residential address.
We are unable to quote, Please ring our Offices on 0333 0033 161 for further assistance.
Big Cat Travel Insurance can cover mountain biking the Death Road when you select our Extreme Activity Pack. It's important to select the correct activity cover before taking part.
The Death Road mountain bike route starts at approximately 4,700 metres above sea level. Because the ride begins above 4,600 metres, Big Cat's Extreme Activity Pack is required.
Where medically necessary following a covered accident or emergency, helicopter rescue and evacuation can be covered, subject to the terms and conditions of your policy. You should contact our 24-hour Emergency Assistance team as soon as possible if you require emergency assistance.
Yes, subject to the policy terms and the appropriate activity cover being selected. Big Cat Travel Insurance provides emergency medical and repatriation cover of up to £10 million with Premier cover, £5 million with Standard and £2 million with Budget.
Yes. Our Backpacker Travel Insurance can cover trips of up to two years, and the Extreme Activity Pack can be added if you're planning to mountain bike the Death Road during your journey.
Yes. You don't need a separate policy for each country. Big Cat Travel Insurance can cover a multi-country South American journey, making it suitable for backpackers travelling through destinations such as Bolivia, Peru, Chile, Argentina and Colombia.
You may be able to purchase our Already Travelling Insurance after you've left home and add the appropriate activity cover. An Already Travelling policy has additional conditions, including a 48-hour waiting period, so check the terms before taking part in the activity.
Big Cat offers cover for a wide range of sports and adventure activities, with additional Activity and Extreme Activity Packs available for higher-risk activities. You can also add options such as Winter Sports, Gadgets & Valuables and Natural Disaster Cover, depending on your chosen policy.
Big Cat Travel Insurance is a trading name of Flynow.com Ltd (registration No.FRN 1022075) who is authorised and regulated by the Financial Conduct Authority. You may check this on the Financial Services register at www.fca.org.uk or by contacting them on (0) 800 111 6768. © 2026 Big Cat Travel Insurance Services. All rights reserved.
