You do not need to call the medical screening helpline in respect of the following automatically covered pre-existing medical conditions, as they are automatically covered at no additional premium provided you do not also have a pre-existing medical condition. If you have a pre-existing medical condition in addition to any of the following automatically covered pre-existing medical conditions all conditions will be excluded from cover unless disclosed to the medical screening helpline and additional cover agreed in writing.
Acne
ADHD
Allergic reaction (Anaphylaxis) provided that you have not needed hospital treatment for this in the last 2 years
Allergic rhinitis
Arthritis (the affected person must be able to walk independently at home without using mobility aids)
Asthma (the diagnosis must have been made when the affected person was under the age of 50, and the asthma be controlled by no more than 2 inhalers and no other medication)
Blindness or partial sightedness
Carpal tunnel syndrome
Cataracts
Chicken pox – if completely resolved
Common cold or flu
Cuts and abrasions that are not self-inflicted and require no further treatment
Cystitis – provided there is no on-going treatment
Deafness
Diabetes (which is controlled by diet or tablets only)
Diarrhoea and vomiting – if completely resolved
Eczema
Enlarged prostate – benign only
Essential tremor
Glaucoma
Gout
Haemorrhoids
Hay fever
Ligament or tendon injury – provided you are not currently being treated
Macular degeneration
Menopause
Migraine – provided there are no on-going investigations
Nasal polyps
PMT
RSI
Sinusitis – provided there is no on-going treatment
Skin or wound infections that have completely resolved with no current treatment
Tinnitus
Under active Thyroid (Hypothyroidism)
Urticaria
Varicose veins in the legs.
To declare any pre-existing medical conditions
please visit our online medical screening If you would rather undergo your medical screening by telephone, please get in touch with us on 0204 599 4676 and any of our agents will be happy to assist you. This is a secure and confidential service which allows you to declare any pre-existing medical conditions you may have, as defined by your Big Cat policy wording.
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The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
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The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Your age is outside the age restrictions for this policy plan. Please choose an alternative plan or ring our Offices on 0333 003 3161 for further assistance.
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List of automatically covered
medical conditions that do not
need to be declared
Acne, ADHD, Allergic reaction (Anaphylaxis) provided that you have not needed hospital treatment for this in the last 2 years, Allergic rhinitis,
Arthritis (the affected person must be able to walk independently at home without using mobility aids), Asthma (the diagnosis must have been
made when the affected person was under the age of 50, and the asthma be controlled by no more than 2 inhalers and no other medication),
Blindness or partial sightedness, Carpal tunnel syndrome, Cataracts, Chicken pox - if completely resolved, Common cold or flu, Cuts and abrasions
that are not self-inflicted and require no further treatment, Cystitis - provided there is no on-going treatment, Deafness, Diabetes (which is
controlled by diet or tablets only), Diarrhoea and vomiting - if completely resolved, Eczema, Enlarged prostate - benign only, Essential tremor,
Glaucoma, Gout, Haemorrhoids, Hay fever, Ligament or tendon injury - provided you are not currently being treated, Macular degeneration,
Menopause, Migraine - provided there are no on-going investigations, Nasal polyps, PMT, RSI, Sinusitis - provided there is no on-going treatment,
Skin or wound infections that have completely resolved with no current treatment, Tinnitus, Underactive Thyroid (Hypothyroidism), Urticaria,
Varicose veins in the legs.
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Important information
If you have a medical condition in addition to any of the automatically
covered medical conditions, all conditions will be excluded from cover
unless declared to the medical screening helpline.
What is classed as a medical condition?
a Any respiratory condition (relating to the lungs or breathing), heart
condition, stroke, Crohn’s disease, epilepsy, allergy, or cancer for
which you have ever received treatment (including surgery, tests or
investigations by your doctor or a consultant/ specialist or prescribed
medication).
b Any psychiatric or psychological condition (including anxiety, stress
and depression) for which you have suffered which you have received
medical advice or treatment or been prescribed medication for in the
last five years.
c Any medical condition for which you have received surgery, in-patient
treatment or investigations in a hospital or clinic within the last
12 months, or for which you are prescribed medication.
Any premium for medical screening quoted can be paid directly. This can
be done either before or after taking out a policy with us. The policy
and medical extension connect automatically, no reference numbers need
to be exchanged.
Choosing not to declare a medical condition will not invalidate cover,
but any costs incurred in relation to an undeclared condition will not
be covered.
If making a declaration all medical conditions must be declared, you
can't choose to only declare certain conditions.
Medical conditions can only be declared for up to 12 months at a time. A
second declaration will have to be made after 12 months if necessary.
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Your Big Cat travel insurance quote will remain open here. Once you’ve completed your medical screening, return to this tab to finish purchasing your Big Cat policy.
Medical screening is separate from your Big Cat policy and does not complete your travel insurance purchase.