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Heli Skiing Travel Insurance

Heli-skiing is considered by many ski fanatics to be the ultimate challenge and adventure.

It’s where a group of skiers or snowboarders and their guide are flown by helicopter high above massive snow-covered peaks, to places only usually accessible to extreme mountaineers. You’ll land in a spot of virgin snow and then it’s literally downhill all the way, skiing amid stunning backcountry scenery, on pristine powder runs, far from the ski resort crowds - just you and your companions.

You don’t have to be an expert skier - so long as you are confident on blue (intermediate) runs and are reasonably fit you’ll be fine. Your professional guide will offer advice and help you seek out the best slopes for to savour this ultimate experience.

Heli skiing - Winter Sports Travel Insurance

Alaska and British Columbia have some world-beating heli-skiing sites, but closer to home Zermatt in Switzerland is a major centre. While heli-skiing is banned in France, many French ski resorts host heli-ski operators who will helicopter you the short hop from France across the Swiss or Italian border to enjoy legal heli-skiing there.

As with any outdoor adventure, and especially one with a risk of slips or falls in remote or inaccessible areas, it is essential to have an insurance policy that fully covers every eventuality. Not many insurance companies offer cover for heli-skiing, so that’s where Big Cat Travel Insurance comes in. We are specialists in outdoor and high-adrenalin adventure travel which means our policies are tailored to cover the widest variety of risks or misfortunes that can sometimes occur. Our Winter Sports Packs cover medical attention for injuries or broken limbs and, where necessary, evacuation to the nearest hospital - even repatriation - with expenses up to £10 million. Additional benefits include cover for equipment, ski pack, pist closure and avalanche closure.

With Big Cat you can enjoy so many adventures yet with the peace of mind knowing your insurance covers all the bases.

Key Benefits of Heli-Skiing Travel Insurance.

  • Emergency Medical and Repatriation Expenses up to £10 million.
  • Cancellation & Curtailment up to £10,000.
  • Personal Liability up to £2 million.
  • Winter Sports Equipment - owned up to £600.
  • Winter Sports Equipment hire, up to £300.
  • Ski Pack up to £375.
  • Baggage & Personal Effects up to £2,000.
  • Gadgets & Valuables up to £1,000.
  • Legal Expenses up to £15,000.
  • Personal Money up to £500.
  • Tickets up to £1,000.
  • Passport and Visa up to £300.
  • Money back 14-day cooling off period if you decide to cancel prior to departure.

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FAQ's

Yes. You can add optional Natural Disaster Cover to your Big Cat Travel Insurance policy for additional protection if certain unforeseen events, such as earthquakes, floods, wildfires, hurricanes or volcanic eruptions, disrupt your trip. Cover limits depend on your chosen policy level, and the event must not have been known or foreseeable when the cover was purchased. Please refer to the policy wording for full terms and exclusions.

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Yes. Emergency transport costs, including helicopter evacuation where medically necessary, are covered subject to policy terms and conditions.

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Yes. Skiing and snowboarding off-piste within resort boundaries is covered. Additional requirements apply when skiing outside resort boundaries.

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Yes. When you add the Winter Sports extension, cover includes skiing and snowboarding subject to the policy terms, conditions and exclusions.

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Ski instructor courses are covered when you add the Winter Sports Plus add-on to your policy.

Winter Sports Plus was specifically designed for customers heading abroad for ski seasons, instructor courses and more advanced winter sports activities.

In addition, customers with a Standard or Premier policy also benefit from cancellation and curtailment cover for pre-booked ski instructor course fees, subject to the policy terms and conditions.

Standard policies include up to £3,000 cancellation and curtailment cover as standard, while Premier policies include up to £7,500, with the option to increase this up to £10,000.

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We offer a 'Winter sports plus' add-on that can provide cover whilst in Ski parks including jumps up to 9m (medium).

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Yes, bar work or working in a chalet is automatically covered with all of our policies.

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We have a few options when it comes Winter Sports cover duration:

14 non-consecutive days
28 non-consecutive days
56 non-consecutive days
Unlimited

You can choose the cover duration you need. Remember, test the different durations, sometimes it's equal value - or better, to opt for the entire duration option.

When travelling to Europe, only the Unlimited option is available.

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Medical - First and foremost, The 'Winter sports' add-on provides medical coverage in the event of an accident or injury whilst on the slopes, this includes Helicopter rescue, in patient treatment in a hospital and repatriation to the UK if necessary.

Off-Piste - You are covered for skiing on/off-piste within the boundaries of the resort. If you are outside of resort boundaries/Heli-skiing, you must be within a group of 3 or more or with a qualified instructor with working communications equipment (mobile phone).

Winter Sports Equipment – Loss theft or breakage of your own Winter Sports Equipment is insured up to £300 Budget, £450 Standard or £600 Premier per person, subject to a limit of £100 Budget, £200 Standard or £250 Premier for any single item, set or pair.
Loss theft or breakage of hired Winter Sports Equipment in your charge is insured up to £150 Budget, £225 Standard or £300 Premier per Insured Person.

Winter Sports Equipment Hire – Up to £150 Budget, £200 Standard or £350 Premier per Insured Person in respect of replacement Winter Sports Equipment hire following loss, theft or breakage, or misdirection or delay in transit of an Insured Person’s Winter Sports Equipment preventing their use for not less than 12 hours.

 Ski Pack – Up to £400 Budget, £500 Standard or £700 Premier per Insured Person in respect of the proportionate value of any ski pass, hire or tuition fee necessarily unused following accident or sickness of the Insured Person, or loss theft or damage of the ski pass.

 Piste Closure – Up to £15 Budget, £20 Standard or £30 Premier per day per Insured Person to a maximum of £150 Budget, £200 Standard or £300 Premierfor additional transport costs to reach an alternative resort necessitated by a lack of snow or avalanche at your pre-booked resort following the closure of skiing facilities.

 Avalanche Closure – Up to £150 Budget, £200 Standard or £300 Premier per Insured Person in respect of additional travel and accommodation expense necessarily incurred as a result of the outward or return journey by public transport being delayed for 12 or more hours beyond the scheduled arrival time.

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Big Cat Travel Insurance is a trading name of Flynow.com Ltd (registration No.FRN 1022075) who is authorised and regulated by the Financial Conduct Authority. You may check this on the Financial Services register at www.fca.org.uk or by contacting them on (0) 800 111 6768. © 2026 Big Cat Travel Insurance Services.  All rights reserved.

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List of automatically covered medical conditions that do not need to be declared

Acne, ADHD, Allergic reaction (Anaphylaxis) provided that you have not needed hospital treatment for this in the last 2 years, Allergic rhinitis, Arthritis (the affected person must be able to walk independently at home without using mobility aids), Asthma (the diagnosis must have been made when the affected person was under the age of 50, and the asthma be controlled by no more than 2 inhalers and no other medication), Blindness or partial sightedness, Carpal tunnel syndrome, Cataracts, Chicken pox - if completely resolved, Common cold or flu, Cuts and abrasions that are not self-inflicted and require no further treatment, Cystitis - provided there is no on-going treatment, Deafness, Diabetes (which is controlled by diet or tablets only), Diarrhoea and vomiting - if completely resolved, Eczema, Enlarged prostate - benign only, Essential tremor, Glaucoma, Gout, Haemorrhoids, Hay fever, Ligament or tendon injury - provided you are not currently being treated, Macular degeneration, Menopause, Migraine - provided there are no on-going investigations, Nasal polyps, PMT, RSI, Sinusitis - provided there is no on-going treatment, Skin or wound infections that have completely resolved with no current treatment, Tinnitus, Underactive Thyroid (Hypothyroidism), Urticaria, Varicose veins in the legs.


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Important information

If you have a medical condition in addition to any of the automatically covered medical conditions, all conditions will be excluded from cover unless declared to the medical screening helpline.


What is classed as a medical condition?

a Any respiratory condition (relating to the lungs or breathing), heart condition, stroke, Crohn’s disease, epilepsy, allergy, or cancer for which you have ever received treatment (including surgery, tests or investigations by your doctor or a consultant/ specialist or prescribed medication).


b Any psychiatric or psychological condition (including anxiety, stress and depression) for which you have suffered which you have received medical advice or treatment or been prescribed medication for in the last five years.


c Any medical condition for which you have received surgery, in-patient treatment or investigations in a hospital or clinic within the last 12 months, or for which you are prescribed medication.


Any premium for medical screening quoted can be paid directly. This can be done either before or after taking out a policy with us. The policy and medical extension connect automatically, no reference numbers need to be exchanged.


Choosing not to declare a medical condition will not invalidate cover, but any costs incurred in relation to an undeclared condition will not be covered.


If making a declaration all medical conditions must be declared, you can't choose to only declare certain conditions.

Medical conditions can only be declared for up to 12 months at a time. A second declaration will have to be made after 12 months if necessary.


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Medical screening is separate from your Big Cat policy and does not complete your travel insurance purchase.

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