Whether you're planning a relaxing beach holiday, a walking holiday in Europe, a wildlife safari in Africa, or a once-in-a-lifetime trekking adventure, Big Cat Travel Insurance provides travel insurance for active travellers aged 50 to 69. We believe age should never limit where you travel, which is why our policies are designed to protect experienced travellers exploring the world.
Cover for short breaks and long adventures
Our policies are available for holidays of all lengths, from a weekend city break through to long-stay trips of up to two years. If you're planning a round-the-world journey, visiting family overseas or spending several months abroad, you can choose the level of cover that best suits your trip.
Adventure travel without unnecessary restrictions
Many travellers over 50 continue to enjoy trekking, cycling, wildlife expeditions, winter sports and other adventurous holidays. Big Cat offers optional Activity Packs that extend cover for hundreds of sports and adventure activities, allowing you to travel with confidence whilst remaining protected.
Financial protection when things don't go to plan
Travel can be unpredictable. Our policies include cover for emergency medical expenses, cancellation, curtailment, baggage and personal belongings, giving you peace of mind before and during your trip. You can also choose optional extras such as winter sports and gadget cover depending on your travel plans.
Travel with confidence
With competitive prices, straightforward cover and UK-based customer service, Big Cat Travel Insurance helps thousands of travellers enjoy their holidays with confidence. Whether you're travelling across Europe or exploring the other side of the world, we'll help protect your trip from the unexpected.
Pre-Existing Medical Conditions
If you have a pre-existing medical condition, it's important to check whether it is covered before you travel. Some medical conditions are automatically included under our policy, while others must be declared before cover can be provided.
Before purchasing your policy, please visit our Pre-Existing Medical Conditions page in the Help Centre, where you'll find a list of conditions that are automatically covered. If your condition is not listed, simply call our dedicated medical screening helpline. The screening team will advise whether cover can be offered and let you know if any additional premium or policy terms apply.
Checking your medical conditions before you travel helps ensure you have the appropriate cover in place, giving you confidence to enjoy your trip.
Key Benefits of Over 50s Travel Insurance.
Emergency Medical and Repatriation Expenses up to £10 million.
Cancellation & Curtailment up to £10,000.
Personal Liability up to £2 million.
Winter Sports (Optional)
Cruise Cover (Optional)
Baggage & Personal Effects up to £2,000.
Gadgets & Valuables up to £6,000 (Optional)
Legal Expenses up to £15,000.
Personal Money up to £500.
Tickets up to £1,000.
Passport and Visa up to £300.
Money back 14-day cooling off period if you decide to cancel prior to departure and have not travelled.
*Standard terms and conditions of the policy would apply.
Where do you live
All persons to be insured must reside at a permanent address in the United Kingdom.
Can I take out this insurance if I am already travelling?
If you purchase cover after leaving the United Kingdom having started your trip, a 48-hour waiting period applies before your policy becomes active. For cover to be valid, the “Already Travelling” extension must be shown on your Booking Invoice or Validation Certificate. Illness that develops during this 48-hour period will not be covered, as it will be treated as a pre-existing medical condition. However, if you suffer a serious accident during this time, you’ll be covered straight away, provided it is independently witnessed and confirmed by a medical professional.
IMPORTANT
Please be aware that once you’ve started travelling, the 14-day cooling-off period no longer applies and premiums are non-refundable.
Please confirm that you have read and fully understand this condition.
family
family
Definition of a couple
A couple is defined as 2 adults who have been permanently living together at the same address for more than six months, who intend to travel together.
If you do not qualify as a couple, please select individual(s)
Annual Multi-Trip Durations
Annual Multi Trip policies are designed for multiple short holidays leaving from and returning to your home country.
Annual Multi Trip trip limits:
Standard policy - 35 days
Premier policy - 90 days
If you need continuous cover for a year (home visits allowed on policies over 4 months long) select Single Trip or One Way. You can travel around as much as you like, to as many different countries as you like, with a Single Trip or One Way policy.
Important Notice
Important Information
By selecting the "one-way" travel option or traveling without a pre-booked return ticket to your home country, note the following exclusion:
Curtailment, Section D: Return travel expenses to your home country will not be covered in the event of a curtailment claim if you do not have a valid return ticket to your home country.
Please confirm that you have read and fully understand this condition.
Trip Type
Select the type of policy most suitable for your needs.
Single Trip:
A flexible policy designed for travellers going abroad on a continuous trip, whether short-term or long-term. Suitable for backpacking, long stays and multi-country travel. There is no requirement to hold a return ticket at the time of purchase. Where a policy is longer than four months, temporary return visits to your home country are permitted in line with the policy terms.
Single Trip (IEC Canada):
This option is for travellers going to Canada on an International Experience Canada (IEC) visa (Working Holiday, Young Professionals or International Co-op). It is designed to meet IEC insurance requirements and should only be selected if you are travelling on an IEC visa. IEC visas are available to applicants aged 18–35, so this option is intended for travellers within that age range. If you are travelling to Canada but do not meet the IEC age criteria, please select the standard Single Trip option instead.
One Way Trip:
This option is suitable if you are emigrating to a new country where you intend to live permanently, or if you are returning to your home country on a permanent basis. Cover will end upon arrival at your final destination. Please note that there is no cover for emergency return travel expenses if you do not already hold an original return ticket.
Annual Multi-Trip:
This policy covers an unlimited number of trips within a 12-month period of insurance. Each individual trip has a maximum duration depending on the level of cover selected. For Standard policies, the maximum length of any single trip is 35 days, and for Premier policies the maximum length of any single trip is 90 days.
If you are already travelling, it is not possible to purchase an Annual Multi-Trip policy.
Geographical Areas
Europe: Europe means the continent of Europe West of the Ural Mountains, and includes the Isle of Man, the Channel Islands, Iceland, Jordan, Madeira, the Canary Islands, the Azores and Mediterranean Islands as well as all countries bordering the Mediterranean.
Australia & New Zealand: a) For any period of cover purchased, a 48 hour stop-over anywhere in the World for both outward and return travel will be included. b) If the period of cover purchased is two months or more, a stop-over of 7 days/nights anywhere in the World will be included.
Worldwide excluding North America & Mexico: (North America means the USA, Canada & Mexico.) a) For any period of cover purchased, a 48 hour stop-over anywhere in the World for both outward and return travel will be included. b) If the period of cover purchased is two months or more, a stop-over of 7 days/nights anywhere in the World will be included.
Worldwide including North America & Mexico: Worldwide means anywhere in the World including the USA, Canada & Mexico.
To
Automatic Trip Extension If the Insured Person is prevented from completing their travel before the expiration of this Insurance as stated under the Period of Insurance on the Booking Invoice or Validation Certificate (as applicable) for reasons which are beyond their control, including ill health or failure of public transport, this Insurance will remain in force until completion but not exceeding a further 31 days on a day by day basis, without additional premium. In the event of an Insured Person being hijacked, cover shall continue whilst the Insured Person is subject to the control of the person(s) or their associates making the hijack during the Period of Insurance of a period not exceeding twelve months from the date of the hijack.
Please ensure you arrange cover for the entire duration of your travel
Policy Duration Error
The maximum allowable policy duration is 731 days. Please adjust your travel dates to proceed.
Where you normally reside
Where do you normally reside? Where do you normally reside? Please use the drop down box to choose your country of residence. Note we can only insure residents of the United Kingdom. Can I take out this Insurance if I’m already abroad? If you are normally a resident of the UK Country and your insurance has run out, you may take out cover online with us. This is on the understanding that nothing has occurred at the time of taking out the cover which has led to a claim or may lead to a potential claim. Note you cannot take out our Multi-Trip Insurance if you are already abroad. Do you have minimum residency requirements? No. If you are, for example, a British Passport holder and have right of abode in the UK, we are not concerned as to how many months in the past year you have been in the UK provided at the time of arranging this insurance you have a UK residential address.
Age Restriction Error
We are unable to quote, Please ring our Offices on 0333 0033 161 for further assistance.
FAQ's
Yes. Big Cat Travel Insurance provides travel insurance for travellers aged 50 to 69. Whether you're planning a short break, a long holiday, a cruise or an adventure trip, you can choose from Single Trip, Annual Multi Trip and Long Stay policies. Optional cover is also available for activities such as trekking, winter sports and many other adventure pursuits.
Be the first person to like this faq.
Big Cat Travel Insurance provides cover for travellers up to 69 years of age. Our Over 50s Travel Insurance is designed for active travellers who still enjoy exploring the world, whether that's a relaxing holiday, an extended trip or an adventure abroad. The maximum eligible age depends on the policy selected, so please refer to the policy wording for full details.
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Not necessarily. The cost of travel insurance depends on several factors, including your destination, the length of your trip, your age, the activities you plan to take part in and any pre-existing medical conditions. Big Cat Travel Insurance provides competitive cover for travellers aged 50 to 69, allowing you to choose the level of protection that's right for your trip.
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Some pre-existing medical conditions are automatically covered under our policy, while others must be declared before cover can be provided. Before purchasing your policy, please visit the Pre-Existing Medical Conditions page in our Help Centre. If your condition is not automatically covered, simply contact our dedicated medical screening helpline to find out whether cover can be offered.
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Yes. Many travellers in their 50s and 60s enjoy trekking holidays around the world. Big Cat Travel Insurance can provide cover for many trekking holidays when the appropriate Activity Pack is selected. Whether you're walking in the Alps or tackling higher-altitude routes overseas, simply choose the activities you plan to undertake when obtaining your quote.
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Yes. If you're planning an extended holiday, gap year, retirement trip or long-term adventure, Big Cat Travel Insurance offers Long Stay policies with cover for trips lasting up to two years. This makes them ideal for travellers spending several months abroad or visiting multiple destinations on one journey.
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Yes. If you're planning a cruise, Cruise Cover can be added to your policy. This provides additional benefits designed specifically for cruise holidays, giving you extra protection while you're at sea and during your time ashore.
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The best travel insurance depends on where you're travelling, how long you're away and what activities you plan to take part in. Big Cat Travel Insurance allows travellers aged 50 to 69 to choose the level of cover that suits their trip, with optional Activity Packs, Winter Sports Cover, Cruise Cover and other extras available to tailor the policy to their needs.
Be the first person to like this faq.
Many travellers choose Big Cat Travel Insurance because our policies are designed for active people aged 50 to 69. We offer a choice of Single Trip, Annual Multi Trip and Long Stay policies, optional cover for hundreds of activities, UK-based customer support and straightforward policy documents that clearly explain what's covered.
Be the first person to like this faq.
Yes. Big Cat Travel Insurance offers optional Activity Packs covering hundreds of sports and adventure activities. From hiking and cycling to scuba diving, wildlife safaris and many other adventures, you can tailor your policy to match the activities you plan to enjoy during your trip.
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Your age is outside the age restrictions for this policy plan. Please choose an alternative plan or ring our Offices on 0333 003 3161 for further assistance.
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List of automatically covered
medical conditions that do not
need to be declared
Acne, ADHD, Allergic reaction (Anaphylaxis) provided that you have not needed hospital treatment for this in the last 2 years, Allergic rhinitis,
Arthritis (the affected person must be able to walk independently at home without using mobility aids), Asthma (the diagnosis must have been
made when the affected person was under the age of 50, and the asthma be controlled by no more than 2 inhalers and no other medication),
Blindness or partial sightedness, Carpal tunnel syndrome, Cataracts, Chicken pox - if completely resolved, Common cold or flu, Cuts and abrasions
that are not self-inflicted and require no further treatment, Cystitis - provided there is no on-going treatment, Deafness, Diabetes (which is
controlled by diet or tablets only), Diarrhoea and vomiting - if completely resolved, Eczema, Enlarged prostate - benign only, Essential tremor,
Glaucoma, Gout, Haemorrhoids, Hay fever, Ligament or tendon injury - provided you are not currently being treated, Macular degeneration,
Menopause, Migraine - provided there are no on-going investigations, Nasal polyps, PMT, RSI, Sinusitis - provided there is no on-going treatment,
Skin or wound infections that have completely resolved with no current treatment, Tinnitus, Underactive Thyroid (Hypothyroidism), Urticaria,
Varicose veins in the legs.
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Important information
If you have a medical condition in addition to any of the automatically
covered medical conditions, all conditions will be excluded from cover
unless declared to the medical screening helpline.
What is classed as a medical condition?
a Any respiratory condition (relating to the lungs or breathing), heart
condition, stroke, Crohn’s disease, epilepsy, allergy, or cancer for
which you have ever received treatment (including surgery, tests or
investigations by your doctor or a consultant/ specialist or prescribed
medication).
b Any psychiatric or psychological condition (including anxiety, stress
and depression) for which you have suffered which you have received
medical advice or treatment or been prescribed medication for in the
last five years.
c Any medical condition for which you have received surgery, in-patient
treatment or investigations in a hospital or clinic within the last
12 months, or for which you are prescribed medication.
Any premium for medical screening quoted can be paid directly. This can
be done either before or after taking out a policy with us. The policy
and medical extension connect automatically, no reference numbers need
to be exchanged.
Choosing not to declare a medical condition will not invalidate cover,
but any costs incurred in relation to an undeclared condition will not
be covered.
If making a declaration all medical conditions must be declared, you
can't choose to only declare certain conditions.
Medical conditions can only be declared for up to 12 months at a time. A
second declaration will have to be made after 12 months if necessary.
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Your Big Cat travel insurance quote will remain open here. Once you’ve completed your medical screening, return to this tab to finish purchasing your Big Cat policy.
Medical screening is separate from your Big Cat policy and does not complete your travel insurance purchase.