0333 003 3161

Get a Quote

Where do you live?
Are you already travelling?
Trip type
Cover Start Date:
Cover End Date:
Number of travellers
Travellers age(s)
Travelling as

Scuba Diving

One of the best aspects of travel to far-flung destinations is the chance to experience some awe-inspiring activities. Whether you are backpacking round the world, on a Gap Year, or just fancy some adventure on your holiday, there’s not much that can beat the sheer variety and thrill of scuba diving. Imagine swimming through a tornado of barracuda, or drifting alongside green turtles, manta rays, inquisitive sharks or mighty whales.

Best of all, there’s so many sites to choose from in so many different parts of the world. As well as all the world-famous dive locations such as Australia’s Great Barrier Reef, Egypt’s Red Sea, or the Galapagos Islands, there is a wealth of lesser known but just as fascinating sites such as Sipadan Island in Malaysia, Lembongan in Bali, or the Shark Hole in French Polynesia. Top of the wish list for many divers is to explore the sunken wreck of the SS Yongala off Australia’s Queensland coast, or to follow the Sardine Run on the Aliwal Shoal of South Africa. But also check out some superb dive sites in Cozumel Mexico, Roatan and The Bay Islands in Honduras, the Blue Hole in Belize, and Blue Corner Wall, Palau, in Micronesia.

Scuba diving Travel Insurance

Scuba Diving Travel Insurance

Whatever you choose or wherever you wish to dive, you need to make sure you have the right travel insurance and the appropriate cover for the depth of dive. All of Big Cat’s standard policies cover you for a depth of up to 18 meters. But if you plan to go deeper then you’ll need to opt for our Activity Pack or Extreme Activity Pack insurances which will cover you up to a maximum depth of 40 meters. For your safety we require divers to hold a British Sub Aqua Club certificate or equivalent and follow the relevant Club rules and guidelines at all times. Alternatively you must only dive under the constant supervision of a properly licensed diving school and follow their rules and instructions at all times. Furthermore no air travel is permitted within 24 hours of scuba diving to avoid any risk of decompression sickness (DCS).

Some FAQ's

For 24hr medical emergencies, immediate contact must be made with the Medical Emergency Assistance Service in the event of death, injury or illness necessitating any of the following: (i) hospitalisation, (ii) repatriation, (iii) alteration to travel plans, (iv) curtailment of travel,

If your policy was issued after 01 January 2019,
Call +44 (0)20 8603 9485
Please quote scheme Reference: 7272TVL01/19


If your policy was issued after 01 January 2018
TEL: +(44) (0) 20 3 318 8486
Within US A Toll Free: 1 800 848 2350
Please quote scheme reference: CIAXA18CIDR

If your policy was issued after 01 August 2017
Please quote scheme reference CIAXA17CIDR

Please note the Insured Person’s failure to contact the Medical Emergency Assistance Service prior to any claims for hospitalisation, repatriation, helicopter/air ambulance medical evacuation, alteration of travel plans or curtailment of travel may result in their claim being reduced or declined. Private medical treatment is not covered unless authorised by the Medical Emergency Assistance Service.
Be prepared to give your:
(a) validation certificate number.
(b) confirmation that the policy was purchased from Big Cat Travel Insurance
(c) dates of travel (tickets/itinerary).
(d) details of problem including name and address of patient and nature of illness/accident.
(e) name and telephone number of hospital and attending Medical Practitioner.
(f) details of usual GP.
Please note, should you require medical treatment in Australia you MUST enrol with MEDICARE.

Full details are shown in your policy document.

Residents of the United Kingdom MUST enrol with MEDICARE should you require medical treatment in Australia. Registering can be done after the first occasion on which you receive treatment at www.humanservices.gov.au/customerjects/medicare-services. In Patient and out-patient treatment in a public hospital may then be subsidised. Should you be admitted to hospital then immediate contact must be made with the Medical Emergency Assistance Service and their authority obtained in respect of any treatment not available under MEDICARE before such treatment is provided.
Your failure to register with MEDICARE or to contact the Medical Emergency Assistance Service may result in a claim being reduced or declined.

If a close relative has fallen ill to an illness not previously diagnosed or has an unforeseen accident necessitating your return home, costs associated with getting you home are covered.

If a Close Relative has an existing medical condition, it must be declared for cover to the medical screening helpline. If not declared, costs associated with getting the Insured back home are not covered.

If you have a medical condition which is not listed above in our Automatically covered Pre-Existing Medical Conditions statement you will need to call our confidential medical screening helpline on: 01702 427 237 and declare it, usually at a small additional cost. Whilst the medical screening helpline is optional we highly recommend it as it ensures that if anything happens to you on your trip caused by your pre-existing medical condition, you are completely covered.

You will be advised whether the Pre-Existing Medical Condition may be covered, an optional additional premium may be quoted and whether any amendments will be made to the policy terms and conditions. During this process you will be asked for your personal and travel details, additionally, please have your insurance policy to hand if known. 

If terms can be provided for the condition and you elect to take up the offer of the additional cover, you will be given a medical screening reference number and a letter will be sent to you upon receipt of payment. Any additional premiums must be paid directly to the medical screening helpline.

Should you not contact the medical screening helpline or not wish to take advantage of the optional terms quoted by the medical screening helpline, you will not be covered for any claims arising directly or indirectly from a Pre-existing Medical Condition.

There is no cancellation or curtailment cover for a Pre-Existing Medical Condition of persons who are not covered by your policy such as a Close Relative, unless disclosed to the medical screening helpline by that same Close Relative and additional cover agreed.


Definition of a Pre-Existing Medical Condition:

a) Any respiratory condition (relating to the lungs or breathing), heart condition, stroke, Crohn’s disease, epilepsy, allergy, or cancer for which you (or any other person not necessarily travelling but upon whom travel depends such as a Close Relative) have ever received treatment (including surgery, tests or investigations by your Medical Practitioner or a consultant/specialist, or prescribed drugs/medication).

 b) Any Medical Condition for which you (or any other person not necessarily travelling but upon whom travel depends such as a Close Relative) have received surgery, in-patient treatment or investigations in a hospital or clinic within the last twelve months, or prescribed drugs/medication.

You do not need to call the medical screening helpline in respect of the following automatically covered pre-existing medical conditions, as they are automatically covered at no additional premium provided you do not also have a pre-existing medical condition. If you have a pre-existing medical condition in addition to any of the following automatically covered pre-existing medical conditions all conditions will be excluded from cover, unless disclosed to the medical screening helpline and additional cover agreed in writing.

Allergic reaction (Anaphylaxis) provided that you have not needed hospital treatment for this in the last 2 years,
Allergic rhinitis,
Arthritis (the affected person must be able to walk independently at home without using mobility aids),
Asthma (the diagnosis must have been made when the affected person was under the age of 50, and the asthma be controlled by no more than 2 inhalers and no other medication),

Blindness or partial sightedness,

Carpal tunnel syndrome,
Chicken pox – if completely resolved,
Common cold or flu,
Cuts and abrasions that are not self-inflicted and require no further treatment,
Cystitis – provided there is no on-going treatment,

Diabetes (which is controlled by diet or tablets only),
Diarrhoea and vomiting – if completely resolved,

Enlarged prostate – benign only,
Essential tremor,


Hay fever,

Ligament or tendon injury – provided you are not currently being treated,

Macular degeneration,
Migraine – provided there are no on-going investigations,

Nasal polyps,


RSI, Sinusitis – provided there is no on-going treatment,

Skin or wound infections that have completely resolved with no current treatment,


Under active Thyroid (Hypothyroidism),

Varicose veins in the legs.


To declare any pre existing medical conditions not listed above, please contact our medical screening helpline on 01702 427 237.

Asthma controlled by no more than 2 inhalers is automatically covered with all of our policies. There's no need to declare it.

(Diagnosis must have been made when the affected person was under the age of 50)

Emergency dental costs to relieve pain and suffering are covered with all of our policies, up to a maximum of £350.

Big Cat Travel Insurance Services, a trading name of Flynow.com Ltd (registration No.FRN 745388)  is an Appointed Representative of Campbell Irvine Ltd (registration No.306242) who are authorised and regulated by the Financial Conduct Authority. You may check this on the Financial Services register www.fca.org.uk or by contacting them on (0) 800 111 6768. © 2018 Big Cat Travel Insurance Services.  All rights reserved.